Savings
Whatever your age or stage in your financial life, we have a savings account to help you achieve your goals. We even have one that will help you get ready for Christmas shopping.
Savings
This is a very popular account. Your money earns interest but you can withdraw at any time. You get a regular statement so you can watch your savings grow!
- Opening deposit of $100.00 or more
- Earn interest on entire account balance
- To avoid a monthly fee of $5.00 keep a daily minimum balance of $100.00
- Fees: Excessive withdrawals or transfers of more than 6 per statement cycle on savings account will result in $5 for the 7th.
- Free Online Banking and eStatements
- Fees: $5.00 per withdrawal in excess of 6 per month
Children/Senior Savings
We like to help parents teach their children about good savings habits. We also like to thank our seniors for the contributions they've made to the community. So we don't have a big balance requirement to avoid the minimal fee while we continue to pay interest.
- Customers under the age of 19 or over 61 years of age
- Earn interest on entire account balance
- Opening deposit of $25.00 or more
- To avoid a monthly fee of $2.50 keep a minimum balance of $25.00
- Fees: Excessive withdrawals or transfers of more than 6 per statement cycle on savings account will result in $5 for the 7th.
- Free Online Banking and eStatements
Holiday Club
This is a great way to save money for additional year end expenses - whether they are presents for family or friends, or property taxes. You save the money; we'll send you a check in early October. Use Automatic Transfer for painless savings and you'll automatically start saving for next year!
- The perfect way to save for the holidays or other year end expenses!
- Initial deposit should be $25.00 or more
- Earn interest on entire account balance
- Interest added to balance around the 15th of October and funds distributed
- Account stays open to begin saving for the next year
- Free Online Banking
Health Savings
If your employer provides health insurance benefits through a HSA qualified high deductible health plan, you may be eligible for a Health Savings Account. The IRS website has information about the qualifications for these accounts. Click here to go to the IRS website. You may need to use the search feature to get the latest publication. Or call us for a brochure explaining the basics.
- Health Savings Accounts (HSAs) are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please refer to the HSA Agreement or your tax advisor for additional information.
- Earn interest on entire account balance
- Free Debit Card
- Free Online Banking