Checking
At International Bank of Amherst we have several checking accounts and a savings account that we feel will fit the needs of each individual customer based on their spending habits and ways of saving.
We offer e-Statements on our Online Banking and Mobile Banking App that are retrievable for a few years.
Regular Checking
Our Regular Checking is a good account to use if you don't like to keep your investment dollars in your checking account.
- Opening deposit of $100 or more
- Avoid the $6.00 per statement cycle service fee by keeping minimum daily balance of $100.00
- Unlimited transactions
- Free Online Banking and eStatements
- Combined statement - add your savings & certificate of deposits to monthly statement
- Debit Card $2 monthly fee per account
- Paper statement fee $5 per month beginning October 1, 2022
Basic Checking
Our Basic Checking is a great account if you don't plan to write a lot of checks.
- Opening deposit must be $100.00 or more
- No minimum balance required after initial $100.00 or more deposit
- To avoid a monthly service charge fee you are limited to 10 written checks per statement cycle. With check number 11 your account will be assessed a $0.25 per check fee.
- Unlimited deposits and electronic debits (ACH - Debit Cards)
- Free Online Banking and eStatements
- Combined statement - add your savings & certificate of deposits to monthly statement
- Debit Card $2 monthly fee per account
- Paper statement fee $5 per month beginning October 1, 2022
Interest Checking
Our interest checking is great because we pay interest on your balance.
- Opening deposit of $1,000.00 or more
- Earn interest on entire account balance
- Avoid a $10.00 service charge fee per statement cycle by keeping a minimum balance of $1,000.00
- Unlimited transactions
- Free Online Banking and eStatements
- Combined statement - add your savings & certificate of deposits to monthly statement
- Free Debit Card
- Free paper statements
Social, Sport and Regular Organization Checking
We like to help non profit and social organizations keep their funds working for their cause, rather than their expenses. Please call us for more information for cost effective options.
Business Checking
We have cost effective options for our business customers. Call us for more information!