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Consumer Loans

Whatever your personal loan needs, we're here for you. Call to apply or make an appointment today.

Credit Card
We've partnered with ICBA (Independent Community Bankers of America) and TCM Bank to offer you the best credit card options. Click here to print an application to send to the application processing center. You will also find all the credit card disclosures, a "Question and Answer" section, and instructions for using the Prepaid Business Reply Envelope. If you prefer, call us and we will send an application to you.

Personal Loans can help in an emergency.

Auto, Truck, Boat, ATV, and Snowmobile Loans are quick and easy. We make sure your property value is secure.

Home Equity Loans for almost any purpose and may be a great way to save on taxes while using the value of your home to secure the loan. We have regular amortized equity loans and lines of credit. Flexibility for your needs.

Real Estate Loans often begin with the purchase or construction of your first home, or the purchase of land for future building. This is a very exciting event for you, let us make financing easy. If you're a first-time homebuyer and want some help learning about the process, click here for a free online Home Owner's Education Course. We also offer refinancing of existing mortgage loans. We have several options for you.

The International Bank of Amherst Origination Company Identifier: 663179

Pursuant to the Bank's Mortgage Loan Originator Registration and Monitoring Policies and Procedures for S.A.F.E. Act Compliance (the "Policies and Procedures"), the following Bank employees have been identified as "mortgage loan originators" as identified under the Secure and Fair Enforcement of Mortgage Licensing Act.

H.B. Pomeroy
#713352

Michael J. Barden
#713354

Jeffrey M. Churas
#801091

Lonnie J Przybylski
#782968

Business and Agriculture Loans
We've helped our business community thrive for many years. Whether you're an experienced business person or are thinking of starting a new venture, we're here to help you reach your goals. Since our decisions are made locally, we can work with you to quickly find the best loan option for your situation.

Student Loans
We've partnered with Bankers' Bank and Sallie Mae to offer you the best student loan options.